CIN: U66190KA2025PTC210386
GSTIN: 29ABRCS7226D1ZX
AKSHAYA FINVEST
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Plan Before You Decide

Financial Planning Tools

Nine indicative, educational calculators plus direct links to your Financial Health Check and Dreams & Aspirations Planner — all in one place. Every result here is illustrative only, never a guarantee.

See It Before You Commit

Numbers Feel Different When You Can See Them

Watching a projection change as you adjust the sliders below is often what turns a vague plan into an actual decision. Every figure is indicative and educational, based only on the assumptions you choose.
Indian couple at home smiling while reviewing a net-worth growth chart on a laptop
Jump To a Tool

Choose What You Want to Work Out

Every calculator below is indicative and educational — none are a promise of approval, coverage or return.

EMI, SIP & Interest Calculators

Loan EMI (reducing balance), SIP wealth compounding, and a standalone simple-interest estimator.

Open Below →

Fixed Deposit Calculator

Estimate quarterly-compounded fixed deposit maturity value.

Calculate →

Retirement Planner

Work out an indicative retirement corpus, inflation-adjusted.

Calculate →

Inflation Impact Calculator

See what today's cost may become in future rupees.

Calculate →

Life Protection Calculator

An indicative term-life cover amount based on your income.

Calculate →

Loan Affordability Calculator

An indicative maximum EMI and loan amount based on income.

Calculate →

Investment Goal Planner

Work out the monthly SIP that may be needed for a target amount.

Calculate →

Financial Health Check

How financially protected are you today, across 8 key areas?

Start Health Check →

Dreams & Aspirations Planner

Our broader goal-planning tool — what do you want to achieve, and what might you need to plan for it?

Plan Your Dreams →

Ask Akshaya AI

Have a question about insurance, investments or loans? Ask in your own words.

Ask a Question →
Three Core Calculators

EMI, SIP & Interest Calculators

The same EMI and SIP calculators available on our homepage, plus a dedicated Interest Calculator — all available here inside the Financial Tools hub.

₹25,00,000
8.5%
20 Years
Estimated Monthly EMI
₹21,696
Principal Borrowed₹25,00,000
Total Interest Payable₹27,06,944
Total Loan Outflow₹52,06,944
Calculation FormulaReducing Balance
*Indicative & educational only — not a guarantee of returns, loan approval, insurance approval, or any specific outcome. Actual terms are set solely by the applicable partner institution.
Six More Planning Calculators

Go Deeper Into Your Numbers

Pick a calculator below — each one works the same way: move the sliders, read the indicative result.

₹1,00,000
7.0%
5 Years
Estimated Maturity Value
₹1,41,478
Principal Deposited₹1,00,000
Interest Earned₹41,478
CompoundingQuarterly
Tenure5 Years
*Indicative & educational only — not a guarantee of returns, loan approval, insurance approval, or any specific outcome. Actual terms are set solely by the applicable partner institution.
What we never promise Guaranteed approval, guaranteed returns, guaranteed coverage, the lowest available rate, guaranteed savings, or guaranteed income. Final terms are set solely by the partner institution.
Interactive Diagnostic Tool

How Healthy Is Your Financial Life?

Take our 2-minute confidential diagnostic check-up across monthly cashflow, debt burden, risk protection, and long-term goals. Receive an indicative health score and tailored guidance.

1
About You
2
Cashflow
3
Protection
4
Savings
5
Goals

Step 1: Tell Us About Your Profile

Understanding your life stage helps contextualize your financial requirements.

Age Group *

Step 2: Monthly Cashflow & Debt Outflow

Assessing how much of your monthly income goes toward liabilities and savings.

What percentage of monthly income goes into existing Loan EMIs? *
Do you have an emergency liquid cash reserve? *

Step 3: Family Health & Life Protection

Protection is the foundation of every sound financial plan.

Health Insurance Coverage *
Term Life Insurance (Pure Risk Life Cover) *

Step 4: Wealth Accumulation & Assets

Where is your current wealth concentrated?

Do you actively invest every month? *
Retirement Pension Preparedness *

Step 5: Select Your High-Priority Financial Goals

Select what you are actively planning for in the next 1 to 5 years (select all that apply).

Quick Protection Check (Optional, 8 Areas)

Tick the ones you already have in place today. This powers an additional "8-Area Protection Snapshot" alongside your main results — it does not change your Overall Health Index above.

Your Financial Health Diagnostic

Overall Health Index

Good Financial Standing
78/100
Composite Assessment
Emergency Cushion & Liquidity 85% — Solid
Debt-to-Income Manageability (FOIR) 70% — Healthy
Family Protection Adequacy (Life & Health) 65% — Room for Improvement
Long-Term Retirement & Compounding 60% — Planning Recommended
Based on Your 8-Area Protection Check

Protection Snapshot

MONITOR

0 of 8 areas in place.

This snapshot reflects only what you ticked above — it is a starting point for a conversation, not a policy review, and does not check actual policy documents.

WhatsApp My Report
*Statutory Notice: The Akshaya Financial Health Check is an educational, illustrative assessment tool based on generalized financial planning heuristics. It does not constitute formal SEBI investment advice, IRDAI insurance solicitation, or guarantee credit sanction from partner institutions.
Not Sure Which Number Matters Most?

Ask Akshaya AI or Talk to an Advisor

Akshaya AI can walk you through any of these concepts in clear, everyday terms, or our advisors can go through the numbers with you directly.

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